INTERNET BANKING

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Meet the Team

Lina Higiro

Chief Executive Officer

Lina was appointed Chief Executive Officer in July 2018. She has over 10 years’ experience in banking covering SME lending, product and business development, strategic planning, marketing and communications and sales. Previously she was the Chief Operating Officer of AB Bank Rwanda for a period of two years, served five years as the Head of Strategy and Marketing at I&M Bank Rwanda and four years as the Head of SME banking at Fina Bank Rwanda (now GTBank), where she launched the business unit. Her global experience includes sales, research, and service delivery in various sectors such as real estate, education, NGO’s and energy in Canada and South Africa respectively. She holds an MBA, Bachelor of Commerce and a Diploma in Communication.

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Annibale Shyaka

Head of Global Markets

Mr Annibale joined NCBA Rwanda in the Global Markets Department in January 2021 as a Senior Dealer for the Global Markets, responsible for providing the Bank’s Treasury products and services to existing clients and growing the Bank’s share of Forex business through marketing and client acquisitions. He was then appointed Head of Global Markets in June 2022. He has five years of experience in the banking sector across different areas. Before joining NCBA Rwanda, Annibale was the Head of the Treasury Department at Guaranty Trust Bank Rwanda and worked in Business Department and Loan recovery at the same Bank. Annibale holds a Bachelor’s Degree in Electronics & Telecommunications Engineering and an ACI dealing Certificate; he is a CFA level 1 Candidate. In addition, he has attended various training and seminars on portfolio management, financial analysis, risk management, and custody services.

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Nicholas N. Musyoka

Head of Finance

Nicholas Musyoka is a chartered accountant and member of the Institute of Certified Public Accountants (Kenya) with over 20 years in banking and financial management. Prior to joining NCBA, he worked for KCB Bank in Kenya and the East Africa region, gaining experience in finance, strategy, credit risk, treasury and branch operations. He is well versed in project management, having successfully led the implementation of ERP and core banking solutions. Nicholas also counts among his skills financial modelling, strategic mindset, designing and implementing business plans and leadership within the financial department, as well as working closely with the executive management team to drive the organisational goals to fruition.

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Eric Muganga

Head of Human Resources

Eric, a revered HR professional and certified Human Resources Analyst, assumed the esteemed role of Head of HR in August 2023, bringing forth over 13 years of extensive expertise across diverse sectors, notably banking and hospitality. His tenure as the Director of HR at Radisson Hotel Group, from 2016 to 2023, showcased his adept oversight of HR operations at pivotal locations, including Radisson Blu Hotel and Conference Centre in Niamey, Niger, Radisson Blu Hotel and Convention Centre in Kigali, and the Park Inn by Radisson Hotel in Kigali. Prior to this, Eric's journey began at Access Bank Plc in 2010, followed by significant contributions as the HR Manager at New Forests Company. Armed with a Master's degree in Human Resources and Organization from the esteemed Rome Business School(2023)and a Bachelor's Degree in Business Administration from the University of Rwanda(2011), Eric's remarkable achievements have earned him prestigious titles, such as "The Most Admired HR Director of the Year 2022" by The Hospitality Awards Africa Ninety Degrees Limited and recognition among the "101 Top Global HR Minds" by the World HRD Congress. Eric's leadership ethos embodies goal-oriented strategies and visionary approaches, nurturing an employee-centric culture that champions excellence, continuous growth, and unparalleled performance to drive strategic success.

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Sam Manzi

Head of Information Security

Sam Manzi joined NCBA Rwanda in November 2023. As an accomplished IT and cyber-security professional, he is dedicated to fortifying our digital defenses and ensuring the highest standards of data protection.With over 9 years of experience in IT and Information Security, of which 7 years were at Access Bank, he gained deep understanding of industry best practices, compliance standards, and emerging technologies. He has led various projects including implementation and compliance with the Rwanda Data Protection and Privacy (DPP) Law, ISO 9001, ISO 22301, ISO/IEC 27001 & PCIDSS. He holds a Bachelor of Technology in Information and Communication Technology (ICT) from University of Rwanda, he is a member of the International Information System Security Certification Consortium (ISC2), he has a certificate of banking from Access Bank’s School of Banking Excellence - Lagos, Nigeria and a continuous track record on professional training and certificates.

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Roselyn Munyana

Head of Digital Business

Roselyn joined NCBA Rwanda in the Digital Business Department in December 2018 as a Portfolio Analyst for the mobile savings and loan product (MoKash), managing a team assigned to execute strategies on the MoKash credit risk. She was then appointed Head of Digital Business in May 2021. She has 7 years of experience in the banking sector across different areas. Prior to joining NCBA Rwanda, Roselyn worked in the Treasury Department in Guaranty Trust Bank Rwanda and in the E-Business Department in Access Bank Rwanda. Roselyn holds a Bachelor’s Degree in Electrical Engineering and an MBA in Finance.

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Olivier Bivegete

Head of Information Technology

Olivier joined NCBA Bank Rwanda Plc in November 2019 as the Head of Information Technology, overseeing all Information Technology activities and projects in the bank. He has more than 10 years of IT experience in financial institutions. Prior to joining NCBA, Olivier worked at AB Bank Rwanda as the Head of IT Operations and at Banque Populaire du Rwanda Ltd as the IT Infrastructure Manager, where he championed critical IT initiatives to improve IT Infrastructure and IT Operations in both institutions. Before that, he worked in Access Bank Rwanda Plc, where he played an instrumental role in Networks and Communications functions of IT. Olivier holds a Bachelor's Degree in Information Technology & Business Administration from the Adventist University of Central Africa and has a continuous track record on professional trainings.

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Paulin Kadahizi

Head of Enterprise Risk Management and Compliance

Paulin Kadahizi is a Risk Management Professional and a Certified Anti-Money Laundering Specialist (CAMS). He is a seasoned banker with over 12 years of experience in the area of risk management, compliance, banking regulation, and auditing. He joined NCBA in March 2017 and supported the bank in setting up its governance structures in Rwanda. Prior to this, he served the National Bank of Rwanda for nine years in the Banking Supervision Department. Paulin is a holder of an MBA (Accounting and Finance) from Maastricht School of Management, the Netherlands, a Bachelor of Arts (Economics), and a member of ACAMS.

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Marcel Mujyambere

Head of Internal Audit

Marcel was appointed the Head of Internal Audit at NCBA in October 2018. He has experience of more than 10 years in banking and auditing. Prior to his appointment, he worked with Cogebanque, Equity Bank Rwanda, National Bank of Rwanda (BNR) and Rwanda Revenue Authority (RRA) in various capacities in the areas of internal auditing, tax auditing, banking supervision and finance. He is a member of the Institute of Internal Auditors (IIA) of Rwanda. He holds a Bachelors of Commerce in Accounting.

Christian Dingida

Head of Operations

Christian Dingida is a proficient career banker with 20 years of experience. He has wide experience in bank operations management, business development, product development, project management, quality assurance, operational excellence and branch management. Prior to this role, Christian was Head of Operations at Crane Bank Rwanda Ltd from 2014 to 2018, and has held various roles in KCB Rwanda where he was instrumental in the expansion of the business in the country. Prior to joining KCB Rwanda, Christian worked in Global Fund projects under the Rwanda Ministry of Health. Prior to 2007, Christian held various senior roles in BCDI, currently Ecobank Rwanda. He is a holder of MBA – Finance and Accounting from the Mount Kenya University and a degree in management from Kigali Independent University.

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