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Meet the Team

Lina Higiro

Chief Executive Officer

Lina was appointed Chief Executive Officer in July 2018. She has over 10 years’ experience in banking covering SME lending, product and business development, strategic planning, marketing and communications and sales. Previously she was the Chief Operating Officer of AB Bank Rwanda for a period of two years, served five years as the Head of Strategy and Marketing at I&M Bank Rwanda and four years as the Head of SME banking at Fina Bank Rwanda (now GTBank), where she launched the business unit. Her global experience includes sales, research, and service delivery in various sectors such as real estate, education, NGO’s and energy in Canada and South Africa respectively. She holds an MBA, Bachelor of Commerce and a Diploma in Communication.

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Marcel Mujyambere

Head of Internal Audit

Marcel was appointed the Head of Internal Audit at NCBA in October 2018. He has experience of more than 10 years in banking and auditing. Prior to his appointment, he worked with Cogebanque, Equity Bank Rwanda, National Bank of Rwanda (BNR) and Rwanda Revenue Authority (RRA) in various capacities in the areas of internal auditing, tax auditing, banking supervision and finance. He is a member of the Institute of Internal Auditors (IIA) of Rwanda. He holds a Bachelors of Commerce in Accounting.

Nicholas N. Musyoka

Head of Finance, Strategy and Administration

Nicholas Musyoka is a chartered accountant and member of the Institute of Certified Public Accountants (Kenya) with over 20 years in banking and financial management. Prior to joining NCBA, he worked for KCB Bank in Kenya and the East Africa region, gaining experience in finance, strategy, credit risk, treasury and branch operations. He is well versed in project management, having successfully led the implementation of ERP and core banking solutions. Nicholas also counts among his skills financial modelling, strategic mindset, designing and implementing business plans and leadership within the financial department, as well as working closely with the executive management team to drive the organisational goals to fruition.

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Paulin Kadahizi

Head of Enterprise Risk Management and Compliance

Paulin Kadahizi is the Head of Enterprise Risk Management and Compliance. He is a seasoned banker with over 11 years’ experience in the area of risk management, compliance, banking regulation and auditing. He joined NCBA in March 2017 and supported the bank in setting up its governance structures in Rwanda.  Prior to this, he served the National Bank of Rwanda for nine years in the Bank Supervision Department. Some of his key contributions to the Central Bank have been the implementation of various reforms such as the implementation of Basel II and III regulations and automation of regulatory reporting processes. He has also led inspections of various commercial banks and participated in drafting and publication of numerous regulations, directives and circulars on the banking sector in Rwanda. Paulin is a holder of an MBA (Accounting and Finance) from Maastricht School of Management, the Netherlands, and a Bachelor of Arts (Economics).

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Christian Dingida

Head of Operations

Christian Dingida is a proficient career banker with 20 years of experience. He has wide experience in bank operations management, business development, product development, project management, quality assurance, operational excellence and branch management. Prior to this role, Christian was Head of Operations at Crane Bank Rwanda Ltd from 2014 to 2018, and has held various roles in KCB Rwanda where he was instrumental in the expansion of the business in the country. Prior to joining KCB Rwanda, Christian worked in Global Fund projects under the Rwanda Ministry of Health. Prior to 2007, Christian held various senior roles in BCDI, currently Ecobank Rwanda. He is a holder of MBA – Finance and Accounting from the Mount Kenya University and a degree in management from Kigali Independent University.

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Wilson Ngyendo

Head of Global Markets

Wilson is the Head of Treasury at NCBA Rwanda, responsible for the management of the bank’s assets and liabilities, liquidity, funding and foreign exchange transactions. He has 10 years of banking experience, mainly in Treasury and branch management. Prior to joining NCBA Rwanda, he worked with the former Crane Bank as Head of Treasury for four years, before joining Ecobank Rwanda as Senior Treasury Sales Manager after serving in Banque Populaire du Rwanda (BPR) SA as a Branch Manager. He holds an MA Economics from University of Mauritius and a Bachelor’s degree in Economics (Money and Banking) from the National University of Rwanda.

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Lise Mugiraneza

Head of Human Resources

A Chartered Human Resources Analyst (CHRA) with a bachelor’s degree in law, Lise joined CBAR in 2018. She has an extensive experience of 12 years in Human Resources management, having worked as Head of Human Resources at Crane Bank Rwanda and R-Switch Ltd. She is a Human Resources specialist, with many aspects in delivering a diverse range of human resources functions, with the ability to strengthen the link between people and strategy, as well as manage, motivate and retain talent. Lise has demonstrated a deep commitment to working in a collaborative, transparent and inclusive manner; building professional lasting relationships with staff and supporting CBAR long-term success.

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Eugene Mulindahabi

Head of Credit Risk Management

Eugene is the Head of Credit Risk Management, NCBA Rwanda. He has over 20 years’ experience in the banking industry, with rich exposure in credit risk management, business banking, trade finance and branch management. Eugene has occupied various roles in different local banks which translates into a wide knowledge of the business and credit risk environment. He holds a master’s degree in project management from Maastricht School of Management and a bachelor’s degree in business management.

Etienne Dusabeyezu

Head of Legal Services and Company Secretary

Etienne has served as the Head of Legal Services and Company Secretary since January 2016. He has experience of five years in domestic and international business laws, banking laws, legal drafting, security management and legal recovery gained from banks and financial institutions such as Crane Bank Rwanda, KCB Rwanda Ltd and SONARWA, among others. He has over eleven years of experience in legal advisory and legal matters in public institutions at senior managerial positions. He was Coordinator and Legal Advisor in the Supreme Court— Department of Gacaca Courts before shifting to the National Service of Gacaca Courts as Coordinator of courts documentation and Legal Advisor. Etienne has received a certificate of merit from the Government of Rwanda for the sacrifice and patriotism shown in the accomplishment of his duties as one of the senior staff of National Service of Gacaca Courts. He is currently a temporary member of council of the department of Law in the Faculty of Law at Kigali Independent University (ULK) and holds a Master’s Degree of Laws from University of the Western Cape, South Africa. He has received a certificate in Transnational and International Economic crimes from Humboldt University –Berlin, Germany.

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Julian M. Mwika

Head of Digital Banking

Julian joined the Bank in January 2017 as the Country Service Delivery Manager for the New Business Ventures division, spearheading the establishment and management of the mobile savings and loan product (MoKash) with MTN, before his appointment to head the digital banking unit. Prior to this, Julian worked for RSwitch Ltd as Head of Strategic Projects and Business Development. He started out his career in finance and accounting, where he worked for government projects, MTN Rwanda and Development Bank of Rwanda.

Daniel Musafiri

Head of Business

Daniel was appointed Head of Business in 2018. He has over 6 years within the banking sector and has broad experience across Corporate Banking and Financial Markets. Prior to the appointment, he was a Senior Relationship Manager in I&M Bank Rwanda where he had also served in Corporate Banking collaborating with Corporates and Institutions team to deliver client solutions across the region. Daniel also worked in the Treasury and Corporate Banking Departments in Guaranty Trust Bank Rwanda.

Olivier Bivegete

Head of Information Technology

Olivier joined NCBA Bank Rwanda Plc in November 2019 as the Head of Information Technology, overseeing all Information Technology activities and projects in the bank. He has more than 10 years of IT experience in financial institutions. Prior to joining NCBA, Olivier worked at AB Bank Rwanda as the Head of IT Operations and at Banque Populaire du Rwanda Ltd as the IT Infrastructure Manager, where he championed critical IT initiatives to improve IT Infrastructure and IT Operations in both institutions. Before that, he worked in Access Bank Rwanda Plc, where he played an instrumental role in Networks and Communications functions of IT. Olivier holds a Bachelor's Degree in Information Technology & Business Administration from the Adventist University of Central Africa and has a continuous track record on professional trainings.

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